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Top auto insurance questions answered

Does this site give me access to the top insurers?

The short answer is, "Yes!" But there is one limit. Insurance is state-by-state. So you are only allowed to buy a policy from a company licensed to sell insurance in your state of residence. This site can only contact the insurers who operate in your state. Hopefully, all the big names have a presence there.

Are all the different types of policy available?

In principle, there will be quotes for all the different policy types. You should find what you are looking for the first time round. If you have special requirements, go for the nearest general type and then talk about your particular needs with the companies making the best quotes. It’s easy to move from the general to the particular using this system.

Can I get access to all the main classes of discount?

Of course. The aim of this site is not only to give your direct access to all the top companies, but also to help you get the cheapest possible quotes. That means the questionnaire is designed in a way to flag all the most common of discounts. If you think you are entitled to particular discounts and there is no way of asking for it in any of the questions, talk direct to the companies making the best offers and ask about their discount policy. Often a direct contact arising from one of our quotes is the best way to get a better deal.

What is this site’s privacy policy?

This site does not collect your personal data. The only operation that may be considered an identification is to "guess" your state of residence from your IP address. None of your answers to the questionnaire are stored on this site and there are no privacy implications to the use of this search engine. Except, of course, that your personal information is sent to the insurance companies and they may store your data.

Is this site really free?

Absolutely. You can go through the whole process to buy a policy with the insurer of your choice and there is still no fee or commission flashed up on the screen as payable to us. This is like the public service television channels. The programs are there whether you watch or not. There is no subscription. Like them, we are just here for you to use when the need arises.

Does this site have any online support?

This site makes no charge for its services. If it did, we could employ staff to run a helpline or offer advice. As it is, this is stripped down to basics and the best we can do is offer helpful static pages and advice articles.

Useful Information

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The main types of auto insurance

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The differences in auto insurance between states

There are 50 US states and they all have slightly different sets of laws affecting auto insurance. What is the legal effect of these differences?

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